Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Fazila Rashid on Aug-01-2025
“Everything we did are great”

Bonhere

Reviewed for Sumit Rajpal on Aug-01-2025
“From our first conversation to the final steps of closing, Sumit was incredibly responsive, clear, and helpful every step of the way. His ability to explain each stage in a straightforward manner made a huge difference, especially for someone going through this process for the first time. I truly appreciated his patience, timely updates, and the way he stayed on top of everything to ensure we closed on time without any last-minute surprises.”

Amit

Reviewed for Maria Laffredo on Jul-31-2025
“Informative, and quick to respond”

Peter

Reviewed for Donald Holmes on Jul-31-2025
“I really appreciated how the process went so smoothly.”

Ruth

Reviewed for Justin Wallace on Jul-31-2025
“He always answered the phone or called right back I just felt like he was on my side Hes He's a good one”

Timothy Wayne

Reviewed for John Hagler on Jul-31-2025
“Very smooth..”

John A

Reviewed for Janet Angelo on Jul-30-2025
“Janet was amazing from start to finish. Amazing to work with. i highly recommend her.”

Dale R

Reviewed for Beth Wood on Jul-30-2025
“Beth knows her job well and truly cares about her clients.”

Angie

Reviewed for Sumit Rajpal on Jul-30-2025
“It was the constant and transparent communication that made the experience and process much smoother than we expected. A big thank you to Sumit and his team!”

Suman

Reviewed for Brandon Rizk on Jul-29-2025
“Great communication and great support throughout the whole process, explained things very well, and kept us updated the whole time. 10/10 would recommend the Rizk brothers”

Dalon B.