Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Sumit Rajpal on Jun-04-2025
“Overall great service Fast and smooth loan processing”

Nalwantie

Reviewed for Cathy Rebecca Fernandes on Jun-04-2025
“I'm glad everything is good”

KARL F

Reviewed for Caleb Richardson on Jun-04-2025
“Caleb was knowledgeable and walked through the entire loan process for our new house. He was professional, and kept us in the loop every step of the way. He was eager and willing to help and guide us through from the beginning til the closing of the house. We will be happy to recommend Caleb to our friends and family.”

Eun

Reviewed for Jason Horten on Jun-03-2025
“Jadon is very experienced, knowledgeable, and professional. Great communications, prompt replies and answers the phone. I had a great experience and Allied mortgage rate and FEES are excellent in comparison to other lenders. Highly recommend Jason.”

Arshad

Reviewed for Paul Galeski on Jun-03-2025
“Thank you so much! 🎉😊. We couldn’t have done it without you—your support, patience, and guidance made all the difference every step of the way. We’re so grateful to have had you by our side.”

Mena M

Reviewed for Justin Wallace on Jun-03-2025
“Justin has been very helpful and professional”

Jessamyn

Reviewed for Shawn Martin on Jun-03-2025
“Shawn walked us through and explained the whole process. As first time homebuyers, having his guidance every step of the way was invaluable. Kimberly was equally responsive and professional.”

Ashley

Reviewed for Jason Horten on Jun-02-2025
“From the moment I first called Jason while I was shopping for a mortgage, until the closing was complete, I felt I had Jason's undivided attention and that he was working on my behalf with the utmost professionalism and integrity. I can honestly say that my experience each time I shopped for a mortgage with Allied, was the best experience I've ever had dealing with a financial institution. Jason and his entire team responded with a sense of urgency and attention to my needs, and Jason was realistic and honest in his advice and recommendations. I highly recommend Jason and Allied mortgage to anyone who is considering buying a home or has any other mortgage need.”

Michael L

Reviewed for Donald Holmes on Jun-02-2025
“My first time working with Mr. Holmes. I will work with him again.”

Louis

Reviewed for Dominick Lombardo on Jun-02-2025
“Dominick is hands down the best you have . He made the whole home buying process so stress free and easy and treated us like family 15/10 for Dominick thank you for everything”

Brandon