Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Patrick Nitsche on Apr-01-2025
“Clear communication and realistic options for a large financial decision”

Thomas

Reviewed for Scott Brooks on Apr-01-2025
“Scott was amazing. He took his time to explain everything at any time of the day. Amazing work. Thank you.”

Shamila Y. Masih

Reviewed for Anthony Mendicino on Mar-31-2025
“Mr. Mendicino and his team gave me a thoughtful and friendly support and service in my loan request! I love this them!”

Mingce

Reviewed for Dan Lapic on Mar-31-2025
“I don't know how long Dan has been doing this type of work but he should really be an instructor! He was very helpful and there was nothing he wouldn't do to get to the goal”

Patrick S

Reviewed for Sumit Rajpal on Mar-30-2025
“Sumit and his team was very helpful. Always available to answer any question or concerns I had. This was my second time using Allied Mortgage Group & will definitely use them again. Thank you”

Rajinder

Reviewed for Rob Adams on Mar-29-2025
“Rob and his team are excellent people”

Hector R

Reviewed for Brendan Barry on Mar-29-2025
“Brendan would answer the phone any time of day to answer our questions and was so helpful!”

Stephanie R

Reviewed for Maria Laffredo on Mar-29-2025
“excellent customer service. Maria was knowlegable ,informative patient, professional,efficient and pleasant. Maria was accessible and committed ensuring the refinance took place. Thank you Maria .”

Elaine S

Reviewed for Brendan Barry on Mar-29-2025
“Brendan was extremely helpful and made was very good at explaining the process and keeping both myself and my significant other “in the know” about where we are with the process. He was always available to speak on the phone and I never felt like I did not have anyone to talk to, which was a very good thing for first time homebuyers. He also made sure that we found the best possible financing that would put us in a good position for our future, which was very helpful. I feel that Brendan was the reason we had a great experience and I look forward to referring my other friends (also first time homebuyers) to him as well.”

Richard A

Reviewed for Dan Lapic on Mar-28-2025
“Dan made the process very easy to understand. He was very patient as we were first time buyers and didn't know what to expect. He throughly explained how the process would work and explaines in detail each step along the way. Already recommended him to a few family members.”

Jared