Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Tom Kemble on Sep-12-2025
“It was an easy process thanks to Tom.”

Joseph M

Reviewed for Gregory Betts on Sep-12-2025
“Very personable and speedy help!”

Kendalyn

Reviewed for Rosemarie Gadsby-Devlin on Sep-12-2025
“Very responsive, knowledgable and able to hgelp clients resolve concerns and issues effectively”

Aitiya

Reviewed for Sumit Rajpal on Sep-11-2025
“I had a wonderful experience with Sumit. He was very patient and made sure I understood the process. I would definitely refer him to my friends and family.”

Wilson J

Reviewed for Patrick Nitsche on Sep-11-2025
“Competitive rates.”

Robert

Reviewed for Justin Wallace on Sep-11-2025
“Justin was great to work with throughout the mortgage process. He explained the full process well and followed up as needed in a timely fashion. Everything went smoothly. A big thanks to Juston for a job well done.”

Cynthia E

Reviewed for Mike McKeown on Sep-10-2025
“Mike was super knowledgeable and helpful throughout the whole process. He was always available for questions, and if needed time to get an answer, he would always acknowledge that he was working on it, and got back to us as soon as possible. He was very responsive, which is very apprecited during stresfull times of looking/ buying a house. We were able to build a great rapport with him. He especially made it easy during the underwriting process. The whole process from the start of us looking for a new home to signing day was seemless. It took us about a year to find our forever home, and he was there for questions the whole time. He had previousky refinanced a loan for me, which was the first time I worked with him. He was gret then too, which made me want to use him as a loan officer again.”

Jacob

Reviewed for Tom Kemble on Sep-09-2025
“Tom was great, patient and always available.”

Jada Javon

Reviewed for Donald Holmes on Sep-09-2025
“everything's good thank you again”

Jose

Reviewed for Manada Singh on Sep-08-2025
“Very good service”

Jaswinder