Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Donald Holmes on Apr-03-2026
“Holmes was straight to the point explained everything in detailed for even an unexperienced person with buying a home on how things are he made you feel like Family not only that he went above and beyond the combing of his job to make sure you get to closing and you had a proper financing to fit your budget so much, Mr. Holmes. I'm already recommending you to quite a few of my friends and family.”

Bernard

Reviewed for Eduardo Buller on Apr-03-2026
“Eduardo and his team were always prompt to answer every and any question I had as a firts time homebuyer. They made the process very streamiled and easy to maneuver. Their avilability was also a great plus since I work long hours most days of the week. I would 100% recommend their services to family or friends looking to buy.”

Grissel

Reviewed for Patrick Nitsche on Apr-02-2026
“Communication, transparency, and promptness.”

Zachary

Reviewed for Beth Wood on Apr-02-2026
“The team was professional, knowledgeable, and proactive. Great customer service!”

Noreen

Reviewed for Kevin Zenstein Allied Mortgage Group NMLS #105738 on Apr-02-2026
“Thanks Kevin and his team for making this process smooth, easy and fun.”

Michael Secoda

Reviewed for Rosemarie Gadsby-Devlin on Apr-01-2026
“Rosemarie Gadsby-Devlin made my experience truly exceptional from start to finish. She was professional, attentive, and genuinely cared about my needs. Her communication was clear and consistent, and she made sure I felt comfortable and informed every step of the way. What stood out most was her patience and dedication—she went above and beyond to ensure everything was handled smoothly. It didn’t feel transactional; it felt personal, and that made all the difference.”

Stephanie Nicole

Reviewed for Paul Terruso on Apr-01-2026
“Paul was communicative and on top of everything, he is a great asset to Allied. I would seek him out for any future needs and wholeheartedly recommend Paul to any family or friend who was in the market for services.”

Corey W

Reviewed for Cathy Rebecca Fernandes on Apr-01-2026
“Cathy was very through and her team made the closing easy.”

GENAVIEVE M

Reviewed for Caleb Richardson on Apr-01-2026
“This is the second time we have worked wirh with Caleb. He reached out when rates went lower for our mortgage refinance and he made the process so easy. He kept us on track and answered all of our questions.”

Keara Ann

Reviewed for Shawn Cohen on Apr-01-2026
“The fact that Shawn got this done was amazing in its self!”

Brian