Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Sofia Haas on Jun-25-2025
“Sofia and her team were always available. Even if they weren't able to answer the phone immediately, they always made sure to get back to me in a timely manner. As a first time homebuyer, I was very nervous and needed lots of hand holding and everyone talked me through things and basically held my hand from start to finish. I am very grateful for Sofia and her team because I felt very supported.”

Amna

Reviewed for Natalie Reimer on Jun-25-2025
“Very helpful and made for a smooth and comfortable process”

Matthew

Reviewed for Janet Angelo on Jun-25-2025
“Janet is a great helper we glad to work with her”

Amin M

Reviewed for Donald Holmes on Jun-25-2025
“Marisol Velez was awesome to work with she made it very easy for my wife and I. She has such a great personality. She is a great person overall. Thank you for everything.”

Steve

Reviewed for Mike Sweeney on Jun-25-2025
“Mike Sweeney”

Patrick B.

Reviewed for Rosemarie Gadsby-Devlin on Jun-25-2025
“Everything since the first day reaching out and well of a job things got done”

Ryan

Reviewed for Janet Angelo on Jun-25-2025
“She was so friendly and so helpful Always explained everything”

Sarah

Reviewed for Dominick Lombardo on Jun-25-2025
“DominicK guided us the entire way and shared his knowledge and experience in the field. Not only was he super helpful but he had such a positive attitude with everything. I would recommend him to everyone. I know that is looking to get financed for a mortgage.”

Michael P

Reviewed for Beth Wood on Jun-24-2025
“The expertise and candor wee exceptional and very pleasant . Beth and her team were able to give percise procedures to ensure our mortgage . A plus plus!!”

Ronald

Reviewed for Beth Wood on Jun-24-2025
“We had a great experience working with Beth and Allied Mortgage. Beth always stayed on top of our transaction every step of the way and kept us informed of delays and what to expect.”

Elizabeth S