Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Shawn Martin on Oct-04-2026
“I have known Shawn Martin for many years and he has done multiple transactions for us. we have 100 percent confidence in Shawn and we wouldn't ever think use anyone else Shawn from the beginning gets too really know his customers and their needs. Shawns exceede our expectations again”

Karen C

Reviewed for Shawn Cohen on Oct-03-2026
“Very flexible if I needed to drop off documents when I was challenged online for some items. Kept very informed.”

Wendi Elise

Reviewed for Shawn Cohen on Oct-02-2026
“Shawn was more like a friend through this whole proces. Very knowledgeable and professiona. We will definitely use again and refer our friends and family.”

James

Reviewed for Paul Terruso on Oct-02-2026
“Paul remained in commu with us over a year to ensure we were comfortable with the process”

Suzette

Reviewed for Scott Brooks on Oct-01-2026
“everyone there knew what they were doing, answered calls and questions quickly, and communicated well. Melissa was great too.”

Edward C

Reviewed for Donald Holmes on Oct-01-2026
“Great communication, answered all of my questions, provided me with detailed informaton.”

Traci M

Reviewed for Anthony Mendicino on Oct-01-2026
“Anthony did a great job he's awesome was helpful right through the whole process of the way I would highly recommen him to anyone. I know interested going forward. 💯”

Noward Kenroy

Reviewed for on Oct-01-2026
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Traci

Reviewed for on Oct-01-2026
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Nice

Reviewed for Paul Terruso on Sep-30-2026
“Paul Terruso! Has to be the greatest of all times! In the Mortgage business I borrowed over 2.8 million on Real Estate Investments,,, but nothing comes close to his manner,, and Professional conduct of Business always available for any questions,, and most of all he sold me for his honesty in believing in what he does Deal or no deal I would 1000times over refer Allied Mortgage to anyone today and forever Kudos!! For having such excellent representation! Ethel Cusick”

Gregory M