Low Down Payment Loans

Low Down Payment Loans

You May Qualify for a Low or No Down Payment Loan

Allied offers low to no down payment options for qualified borrowers. From FHA and USDA to Conventional loans such as HomeReady® from Fannie Mae and Home Possible® from Freddie Mac, to options for Veterans, many borrowers can benefit from Allied flexible loan options.

Criteria for Down Payment Assistance

Down Payment Assistance programs consider several things to determine if you qualify.  The criteria vary depending on the state or municipality, but they review income, credit, household size, reserves, and whether you are a first time or experienced homeowner.

Most assistance programs, especially for first-time buyers, require the completion of homebuyer education programs.

Some programs are designed for individuals who provide necessary services to the community. They include teachers, firefighters, law enforcement personnel, health care workers, and veterans.

To qualify for down payment assistance, the home must be occupied as the primary residence. Single-family homes, townhomes, condos, and even some multifamily properties are allowed if the buyer is also an owner-occupant.

Find out what programs you may qualify for using our free, easy-to-use search tool.

Benefits

  • Low to No Down Payment for certain loans and qualified borrowers
  • Talk to us about state and local downpayment grants that may be available.
  • Down Payment gifts from family may be allowed
  • Great for first-time homebuyers

Contact Allied today and learn about these benefits and get answers to all your mortgage questions by speaking with an Allied loan officer.

Our Happy Customers

Reviewed for Steve Lewis on May-22-2025
“Steve was very responsive to any questions if he didn't know he found out . very pleasant to work with he gave advice and guidance when it was needed great working experience”

Sammie Dale

Reviewed for Donald Holmes on May-22-2025
“Donald did it perfectly, he gives excellent attention, delighted with his service”

Jean Robert

Reviewed for Scott Brooks on May-21-2025
“Working with Scott was great he was very professional and knowledgeable and kept me updated throughout my whole process with my HELOC loan. I have used your company in the past several times and working with people like Scott is the reason we keep giving you are business keep up the great work”

Foster Robert

Reviewed for Kevin Zenstein Allied Mortgage Group NMLS #105738 on May-21-2025
“lo rápido que fue el proceso 🙏🏻”

Aslyn G

Reviewed for Donald Holmes on May-21-2025
“very respectful and take care of your customer”

Jean Ricardo

Reviewed for Nancy Garcia on May-21-2025
“What made the experience great was she was super helpful throughout the whole the process even though there was some difficulty with the undewriter delaying the proces.”

Jose Guadalupe

Reviewed for Dan Lapic on May-21-2025
“Dan gave us step by step advice and instruction about every aspect of our home buying process. He is very knowledgable and reliable.”

Brian

Reviewed for Dan Lapic on May-21-2025
“Very personable. Always available and helpful”

David P

Reviewed for Andrew Sachs on May-20-2025
“Andrew and his team were compassionate, thorough, and helpful. I am grateful and happy.”

Victoria Elizabeth

Reviewed for Marybeth Heckler on May-19-2025
“Marybeth went above and beyond to make it a painless experienc!”

Kenneth David


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